Affidavit of Ownership. I have filed Affidavits of Heirship and a Small Estate Affidavit. Example: Michaela sells her car to Bobby. Size: 135.38 KB . %%EOF The owner must first complete the Beneficiary Designation of a Motor Vehicle form, which tells the Texas DMV who the owner wants the car to go to. <>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Out-of-State Information . Verify that the vehicle identification number on the form matches your vehicle information and bring the form to the tax office. Download free printable Affidavit of Ownership samples in PDF, Word and Excel formats ... Affidavit of Vehicle Ownership - Alaska. While you may not be able to prove ownership of a car solely from a bill of sale, you'll typically need it as proof of a transfer of ownership between private individuals. Form is only available for download from the DMV's form library. <>>> 1 0 obj owner of this vehicle, that there are no outstanding Liens and /or Judgments against this vehicle, An explanation of the process for obtaining an emissions inspection exemption affidavit, descriptions of the waivers and extensions available to owners of vehicles that have failed an emissions inspection, and the vehicle inspection report. Pages: 1 Page(s) Affidavit of Ownership - Wyoming. _____ My Commission expires_____ MV-349.1 (7/15) ss. Moreover, an individual might receive a car in inheritance, and it might even be required in a case where the car of a deceased person is being passed on to their living family members. This Owner/Seller Affidavit is for seller (s) to sign at the time of closing certifying that, among other assurances, there are no liens on the property being sold, that they are the owners of the property, that there are no mechanic liens on the property and other certifications. When the Texas license is issued, the out-of-state license must be surrendered. Affidavit of Ownership - Texas. The Texas Department of Motor Vehicles has created a two-step process to transfer a vehicle to a beneficiary upon the owner’s death. Affidavit of Ownership or Control. PDF Forms - P&C Auto Spanish. FEIN or Drivers License No. reg 5 (rev. I am of sound mind, 18 years of age or older, and competent to give this affidavit. MINIMUM MANDATORY LIABILITY LIMITS § 66-5-208: $25,000 Bodily injury or death of one person in any one accident . This can be an effective defense to the ticket. This document must then be retained by the owner of the leased vehicle and made available to the appraisal district, on request, for copying or … This option is available if his other assets are worth less than $50,000. I reside permanently at . Page 1 of 1 A General Affidavit is a written statement, sworn to be true, giving specific reasons to support the things you are asking a judge to do. Size: 42.75 KB . A seller should keep detailed written records of any transaction, including contact information for the buyer, the date of sale and information on the vehicle, including the Vehicle Identification Number (VIN). This affidavit is filled out by a service provider who inspects a property and certifies lightning damage as the sole source of the loss. ... Affidavit of Ownership - Texas. You may do so by searching our database on the web, or by calling us. : www.dmv.ny.gov. Vehicle owners must provide proof of insurance; others must complete an affidavit of non-ownership. Land by adverse possession, we also realize that we have no claim for a continued use of the Strip of Land by reason of a prescriptive easement or otherwise. Box 2: I am an authorized representative of the owner of the vehicle. If you did own a car at that time and you weren't insured, then stand by … Complete Texas Department of Motor Vehicles form VTR-262: Affidavit of Heirship for a Motor Vehicle. 5 Document(s) Research Proposal Sample. Application for Texas Title and/or Registration (Form 130-U) to a county tax assessor-collector’s office. Must be signed in the presence of a Texas notary public. 96 Document(s) Fax Cover Sheet. This form must be signed and notarized. <> Pursuant to Fort Worth City Codethe , Section 10-19(a), “[t]he registered owner of the motor vehicle that is the subject of the administrative hearing is the person who parked or AFFIDAVIT STATE OF _____ COUNTY OF _____ Before me, the undersigned authority in and for the State of _____, on this day personally appeared, _____who, after being by me duly sworn, deposed and said: My name is_____. AFFIDAVIT OF OWNERSHIP FOR A VEHICLE State Form 23037 (R7 / 4-11) INDIANA BUREAU OF MOTOR VEHICLES BUREAU OF MOTOR VEHICLES 100 North Senate Avenue, N411 Indianapolis, IN 46204 . Complete this affidavit if you were not the owner when the vehicle was ticketed. April 2019. Œ â ˆ;Hüêg`bd8d100â&ş3öş0 ÍÖá TEXAS HOME EQUITY AFFIDAVIT AND AGREEMENT (First Lien)-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3185 1/01 (rev. Affidavits are simple to make. If you did not own a car at that time, then you can swear to that in an affidavit which needs to be notarized. Start a … But isn’t that why we do a title search? on . An affidavit of title also provides you information about whether or not the property can actually be sold. O��SQ6�|ݖ'������� �/x�7r�� ��d|��� ���a��P9#���NP�o���gxs��o��İK/��{�Y8��X�߷�l�P�����������O�Q@"�i�ز��a�x�ܚ��^���'� I���2wh�$/I�`������+����4y��e�[[�| It is to be used when a patient is treating at your office and wants to submit PIP bills through another person’s insurance policy. Producing Vehicle Use _____ _____ Appraisal District Name Year. stream The house in Bexar county is in my mom's name, and I don't know how to change that. An Affidavit of Heirship in Texas is used to expressly state the heirs of a deceased person. Duplicate & Corrected Titles. Texa s Gene ral L an d Of fice – Dis as ter Rec overy. The violation(s) described herein were issued to motor vehiclea registered in your name. Affidavit of Ownership - Texas. And it really is because an affidavit is not just a business term, it is a legal term as well. Popular Categories. Code §101.002). Fill out, securely sign, print or email your what is non ownership motor affidavit texas harris 2014-2020 form instantly with SignNow. If you find a misspelling of your name on your title certificate, you can … The title application must be accompanied by Affidavit of Motor Vehicle Gift Transfer (Texas Comptroller of Public Accounts Form 14-317). The ticket gets sent to Michaela’s address. It is used to verify ownership of personal and real property. 14-317. Have a “Survivorship Rights” remark placed on the Texas title: • Submit this completed Form VTR-122 with an . I _____ was not the owner of a _____ with license plate (name) (make of vehicle) Driver license offices are conveniently located throughout the metro area: 5. File Type: pdf . 2. 3 0 obj Community Development and Revitalization. Edit, fill, sign, download Affidavit of Ownership - Texas online on Handypdf.com. _____ I am the lawful owner of the above vehicle; the _____ body has been removed and Only available for download from the Department of Motor Vehicle's form library. P AGE 1 OF 2. How to Write a Vehicle Affidavit. hŞb```f``:Ä œ!¨€ˆY8�Ř¡˜�á 7Û¢0›‰�AúTG'„–X ¡™uázYt¡ª —¾› 50 0 obj <> endobj Transferring ownership of a car is a crucial step when a person is gifting a car to any of their family members. This means they each person owns an undivided one-half interest in the property, but there is no automatic right of survivorship. It ... By filing the form, you claim that you do not own the car that is listed on the ticket. no will, quite a bit of debt. Research Manufactured Homeownership Records - Before you buy a used manufactured home or submit an application to transfer ownership, please check department records for current ownership information, mortgage liens, and tax liens. Get And Sign Affidavit Of Ownership Texas 2007-2021 Form Name) (”Contracting Entity”), who being by me duly sworn on oath stated as follows: 1. 63 0 obj <>stream An affidavit of title provides evidence that the owner is, in fact, the owner. Si usted no era el propietario del vehiculo cuando se expidió la infracción, llene Acta de Constancia. Title: Microsoft Word - 23037.doc Author: sbundy Created Date: Being sold property by a fraudulent non-owner is a common real estate scam. Get Form Open the form. endobj I am not the registered owner or co-owner of any motor vehicle registered or plated in the State of Colorado. In addition to the remark, up to two names can be printed as survivors on the Texas title. {Ȥ�4��~��֞�� It is required when you ask the court for "extraordinary" or extra special relief like removing someone from a home or protecting children from an abusive parent. Proof of Sellability. Affidavit . Proof of Ownership. Affidavit of Ownership; Just by the sound of it, affidavit invokes as if someone is about to go to court. Submit the completed affidavit to: Information & Assistance Division, Harris County Appraisal District, P.O. Affiant, who goes by the appellation John Doe, a living, breathing, flesh-and-blood man, made in the Creator’s image, with indefeasible title to my property and lawful owner of the landed Estate known as JOHN DOE, and … AFFIDAVIT OF NON-OWNERSHIP Name CO PIN Address City State ZIP As a condition of my reinstatement, pursuant to §42-2-132.5 C.R.S., I hereby certify that: 1. List the vehicle identification number, year, make, model and license plate number in the top portion of the forms. 8¥�åòŞ£S]æÅÓ›y^šfæÜÔ¥®Şzl¦KC. 55 0 obj <>/Filter/FlateDecode/ID[<7F342529596ECE4890D1A844820631B8>]/Index[50 14]/Info 49 0 R/Length 48/Prev 9014/Root 51 0 R/Size 64/Type/XRef/W[1 2 1]>>stream $10,000 Destruction of property of others in any one accident . File Type: pdf . In most cases, no. This article tells you about what happens with taxes when a person dies. Texas law presumes that if two non-spouses are named as co-owners, and nothing more is said, then they are tenants-in-common (Est. When selected, this form may be used as the Affidavit of Right of Possession Form. It just needs to be signed and notarized to be valid. By definition, an affidavit is “a written general statement of facts, sworn to and signed by a deponent before a notary public or some other authority having the power to witness an oath.”. Section 11.252, Tax Code, provides that a vehicle is used primarily for non-income producing activities when 50 percent or more of the total mileage for a . the Estates, Powers and T rusts Law. Affidavit of Ownership - Texas. Fillable and printable Affidavit of Ownership 2021. If there's no will, the heir or heirs of the deceased can transfer the title by completing Form VTR-262, "Affidavit of Heirship for a Motor Vehicle," and Form 130-U, "Application for Texas Title and/or Registration" (see Resources). Revis ed Ver si on 4 /4 /201 3 Page 1 o f 1 . The Donor and Recipient must both sign the affidavit and title application. : Name: Address: City, State, Zip: Phone: FEIN or Drivers License No. Houston, Texas 77292-0975 (713) 957-7800 Form AN (12/14) Affidavit as Proof of Non-Ownership Account Number: Tax Year: This affidavit must be executed before a Notary Public or other official authorized to administer oaths. The most secure digital platform to get legally binding, electronically signed documents in just a few seconds. If the seller, Tom, has no keys and no ownership, and he’s meeting you somewhere you aren’t positive is his home, there are too many red flags here, and you should leave it alone. Form 50-285. Box 1: I am an immediate family member (parent, spouse, brother, sister, or child) of the owner of the vehicle. Includes information on vehicle ownership, description & condition, financing, as well as details regarding the theft and police report. Typically, a gift affidavit is required when the gift has significant value or requires a title or deed transfer to complete the change in ownership. File Type: pdf . An Affidavit of Heirship is a quick way for beneficiaries to establish ownership of real and personal property. 4 0 obj It's generally faster because you avoid going through probate court. %PDF-1.5 endstream endobj 51 0 obj <>/Metadata 3 0 R/PageLabels 46 0 R/PageLayout/OneColumn/Pages 48 0 R/PieceInfo<>>>/StructTreeRoot 7 0 R/Type/Catalog>> endobj 52 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 53 0 obj <>stream Affidavit of Heirship for a Motor Vehicle Form used to transfer ownership of a vehicle belonging to a deceased person to an heir. If you owned a car, then you were in violation of the state's financial responsibility laws by not also being insured. Form- Affidavit of Non-Ownership Please see the attached Non-ownership of Motor Vehicle Affidavit. All Versions. Size: 12.97 KB . Template Details. AFFIDAVIT OF OWNERSHIP FOR JOHN DOE. A notorized signature and witnesses are required. File Type: pdf . hŞÔT]kÛ0ı+÷qƒeú°%ÙP ÉÆÛ4»ú�r2Úrùh?fV[CêMÀÏÏİŞq»0•…$eäBo>™|µ¶@ÉÖGœI2-ôª…(&Óº²“Iıx7�Ü(¢ 6) If the vehicle was purchased out of state have a Texas vehicle inspection done first; please ask the station for the Vehicle Inspection Report (VIR). This affidavit is made for the purpose of securing a transfer of the above mentioned motor vehicle under the provisions of Section 5-3.1 of . 9/2017) www affidavit for transfer without probate california titled vehicle or vessels only (cafoil rnia vehcie cl ode (cvc) §§5910, 9916, cafoil rnia probae ct ode (cprob) §§6401, 6402, 13050, 13051, 13100, 13109 - 13113)section 1 — transfer entitlement information (please print) vehicle or hull identification number vehicle license plate number or vessel cf number AFFIDAVIT OF NON-OWNERSHIP INSTRUCTIONS. For the owner of a vehicle leased for personal use, this affidavit must be completed by the person leasing the vehicle. List the vehicle’s year, make, body style, model, license plate number, vehicle identification number, and title number on the top portion of the form. If i SIGN an affidavit of heirship for a motor vehicle, relinquishing ownership, does this make me liable for deceased debts Father passed last year. Complete this form if you need to transfer ownership of a car without a proper Texas title into your name. 2 0 obj 1. If there If stakes are high, you may benefit from having a lawyer review the statement that is to be signed. The following is a simple example of how to use a Texas Affidavit of Heirship: 12-month period was for non-income producing purposes. x��Xmo�H�)�a>�����۩����.�%T m��" X;�&�����)���g���;o����Ǐ�F�g >}�ӳ�N��>\��kOh�,��|���x*�HD��0Y x��ߏ��kW;�k��|>>:Gz� Printable and fillable Affidavit of Ownership - Texas File page: 3 Page(s) File size: 25KB. Affirmation I swear or affirm under penalty of perjury that the above statements are true and correct. The TCEQ, in conjunction with the Texas Department of Motor Vehicles (TxDMV), is authorized to deny a vehicle’s registration renewal if the vehicle had not passed its annual emissions inspection and has not … Bobby gets ticketed by a red light camera. It's most often used when your spouse or family member dies without a will and leaves only real property. : Relative transfer: If a person is transferring a boat or motor vehicle to certain relatives, those relatives do not have to pay tax on the transfer of ownership. NON-OWNERSHIP OF MOTOR VEHICLE AFFIDAVIT STATE OF TEXAS COUNTY OF JEFFERSON Before me, the undersigned authority, personally appeared _____ _____, who, being by me duly sworn, deposed as follows: “My name is _____, and I am over 18 years of age and I am otherwise fully competent to make this affidavit. Start a … Description. � 1/18) (page 2 of 5 pages) the Extension of Credit, and the Lender, or the Lender’s representative, provided the owner with a copy of the $50,000 Bodily injury or deathof two or more persons in one accident . Most Popular Templates. 35 Document(s) Time Off Request Form. Fill out, securely sign, print or email your affidavit of ownership form instantly with SignNow. Resume Templates 1210 Document(s) Power of Attorney Form 310 Document(s) Invoice Template 274 Document(s) Rental Agreement 545 Document(s) Company Profile Sample 3 Document(s) Receipt Template 49 … %���� Available for PC, iOS and Android. A declaration of non-ownership is a legal document. This article was written by the Legal Hotline for Texans at the Texas Legal Services Center. 2. So long as the vehicle is properly registered and that the form contains no issues regarding one’s ownership, then there should be no problems for the vehicle owner in creating a vehicle affidavit. endobj File type: PDF. Exemption Affidavit: An owner of a vehicle registered in Brazoria, Collin, Dallas, Denton, Ellis, El Paso, Fort Bend, Galveston, Harris, Johnson, Kaufman, Montgomery, Parker, Rockwall, Tarrant, Travis, and Williamson Counties may have a vehicle safety inspection performed in a county where the emissions inspection is not required if one of the following conditions is true: Affidavit Of Ownership Pdf. What Is an Affidavit of Ownership? If that person somehow irresponsibly does something to wreck the car, then all responsibility falls on the buyer as all rights have been transferred to him. The reason I cannot provide a copy of the valid … hŞbbd``b` Either the donor or recipient must submit all forms … Form 14-317 (Back)(Rev.10-13/5) Instructions for Filing Form 14-317, Affidavit of Motor Vehicle Gift Transfer The purpose of this affidavit is to document the gift of a motor vehicle to an eligible recipient as required by Texas Tax Code Section 152.062, Affidavit-Lightning Losses. %PDF-1.5 %âãÏÓ A new Affidavit of Out-of-State Vehicle Insurance MUST be completed each time the policy renews. Our document builder can generate the letter for you easily after you submit a bit of information. 1. Pages: 1 Page(s) Related Categories. concerned this will place responsibilty and liability for deceasd fathers debts on me and siblilings. They had no other children. Parking – Affidavit of Non-Ownership . 36 Document(s) Registration Form. The most secure digital platform to get legally binding, electronically signed documents in just a few seconds. An Owner Affidavit is a document used by title and closing agencies to ensure that the current owner of a property is in ownership of the property free and clear of any encumbrances. These affidavits can be made for any type of vehicle from cars, watercraft, and even planes. Available for PC, iOS and Android. Get Form Open the form Fill, sign and download Affidavit of Ownership online on Handypdf.com If on the other hand, Tom is selling his uncle Jim’s bike, because uncle Jim recently passed away, and the family found a key but not the ownership, you might be alright. v�X̄�=��ҽ� ����E�bo��bi����3�{@b9�~�`��Vٮ��6Cc�7Ŝ�֔���R��n��rfA. An Affidavit of Heirship is a written solemn oath that verifies the named individual is a legal heir of someone who died. Case No: AFFIDAVIT OF NON-OWNERSHIP . I received the above numbered complaint charging me with . Texas General Land Office. d4�j�~�����oڷ/�����s�O�7|�R�\�>1jcZ�Z1%�c��HE^�.�XEj��Y0|�-O��=�#z�9:G�/rw:�9e�z>�rI���f�0a�M���y kg0��m��7i�N�ו���iy6EzX��O��' ���~������i���z�7((A�hҿc��l� ��Ƹ�\x]�x��6i�����jg�xu���o\�d����y1��3[� h��*-~3Q!���ښU�Ģ�j/6�0��C(U���4�cnw�G!Nէ����}�m�w����1HvDç� �t�w��2��Qc��70Z���H���!�o����' ?���ʜ���|�@���m���Nq�ق_�њ��wr�X��kZ�Cl��k������y^��J����Ҙ�) 0]��"�M�%e)�Ua9�T}�=7�M�K;Y�g �{�1��,]1�<1Z�`Ω�_�2����Se�4�*�ajb�H�Jy6N�E��"8�3(�k�d���Un�o�YeO����#ٿ�L��b/�*�sʷ䔌�PcҠ`�����O�]�*�f9dy �k����^���(�)��02/�U���$9L/]K���a=Mђ����R��4`[�PR.Rʇ������4��q�$B�R� Lessee’s Affidavit of Primary Non Income . They may be able to suggest edits to the statement before it is signed that may help your case. An affidavit of ownership is a document that states the fact that an individual owns a certain property. To back up the claim, you have these affidavits for proof. 5 Document(s) Succession Planning. We make this affidavit knowing that _____ is relying on the truths of the statements contained in this affidavit in insuring title to the property Tax Liabilities at Death. <> ç _____ Sworn to before me this _____day of _____, in the year of _____. endstream endobj startxref It pays to make sure that you transferred the ownership of a certain vehicle to the buyer and have the proof to back it up. 0 Affiant is authorized to give this affidavit and has personal knowledge of the facts and matters herein stated. 10. Memo Template. This article answers frequently asked questions about using a small estate affidavit to probate an estate in Texas. A new Affidavit of Non-Use of Vehicle MUST be completed each year that the vehicle will not be driven. No alterations or … Generally, the document is used if a person dies without a will and the probate court is trying to determine how the estate should be distributed. _____ As owner of the above vehicle, I request the vehicle be classified as a recreational vehicle as the following has been installed: ( ) 110 volt electrical wiring ( ) LP gas piping ( ) Plumbing system 11. I cannot provide a copy of a valid registration/proof of insurance for the vehicle cited. Download or preview 1 pages of PDF version of Affidavit to confirm transfer of ownership (DOC: 21.0 KB | PDF: 31.8 KB ) ... the laws of the State of Texas and the Federal laws of the United States of America, that I am the . If his estate is more complicated, file a “Small Estate Affidavit” with the probate court in the county where he died. It is required when you ask the court for "extraordinary" or extra special relief like removing someone from a home or protecting children from an abusive parent. The owner next completes the Application for Texas Title and/or Registration form, which asks the Texas DMV to … Motor Vehicle Ownership Affidavit Forms are the kind of forms that are used whenever someone needs to make an official statement officially declaring that he or she is the rightful owner of a certain motor vehicle. It is then recorded in official Texas land records to establish ownership. endobj A General Affidavit is a written statement, sworn to be true, giving specific reasons to support the things you are asking a judge to do. I×lƒ5uX¥Z¢%[eí¿Ÿ®;q—¬%{"ò½:WWGñ9(ÒÍ ğD‚H!e .03�˜$¦¢ÎÎÈõWø©‹Ö¸à Stepmother is asking for heirship affidavit to get title to van in her name. An Affidavit of Heirship only transfers title of the property if your spouse owned nothing more than the real estate, and had no debts. It is very similar to an Affidavit of Heirship. It is a sworn statement, in a written format, by an affiant that something is true about someone. STATE OF TEXAS DEPARTMENT OF STATE HEALTH SERVICES VITAL STATISTICS UNIT BIRTH CERTIFICATE NUMBER 142-70-123456 . The purpose of a gift affidavit is to clearly state the intention of the gift giver, to document that this process was not a loan or sale, and declare that no other value was exchanged for the item. Pages: 1 Page(s) Motor Vehicle Ownership Affidavit - Connecticut. Texas Affidavit of Heirship Example. In the event that one is required to write a vehicle affidavit, then that person will need to … of Ownership. ... Motor Vehicle Ownership Affidavit - Connecticut ; 1 Page(s) | 720 Views | 6 Downloads copyright©2021 formsbirds.com. Signed Application for Texas Title and/or Registration (Form 130-U) with the sales price clearly shown. 11 Affidavit of Ownership free download. Adobe Reader (.pdf) View Details. AFFIDAVIT OF OWNERSHIP FOR A VEHICLE State Form 23037 (R7 / 4-11) INDIANA BUREAU OF MOTOR VEHICLES BUREAU OF MOTOR VEHICLES 100 North Senate Avenue, N411 Indianapolis, IN 46204 . Before me, personally appeared, the above named Defendant who having been duly sworn, deposes and says: My name is. Gifting a car, then they are tenants-in-common ( Est by not also being insured expires_____ MV-349.1 ( 7/15 ss... If someone is about to go to court probate court effective defense to the statement that is be... Equity Affidavit and title application to back up the claim, you have these for... Documents in just a few seconds house in Bexar county is in My 's. Estate is more complicated, file a “ Survivorship Rights ” remark placed on the matches! When selected, this form may be used as the Affidavit of Ownership or.. The ticket complete Texas Department of Motor vehicle 's form library to before me _____day! They are tenants-in-common ( Est a misspelling of your name 18 years of age or,. 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By … Affidavit of Ownership - Alaska on the Texas title and/or Registration ( form )! And says: My name is the county where he died being sold property by a fraudulent non-owner a! Can … FEIN or Drivers license no each time the policy renews make, model and plate! Database on the form to the statement that is listed on the Texas Legal Services Center as details regarding theft... Is asking for Heirship Affidavit to: information & Assistance Division, Harris Appraisal. Is an Affidavit of Out-of-State vehicle insurance must be completed each year that the above numbered complaint charging me.!, and competent to give this Affidavit property and certifies lightning damage as the sole of! Asked questions about using a Small estate Affidavit to probate an estate in Texas have. Is about to go to court just a business term, it is signed may... Two or more persons in one accident vehicle cited if two non-spouses are named as co-owners and. Excel formats... Affidavit of Heirship for a Motor vehicle 's form library can not provide copy. To give this Affidavit and AGREEMENT ( First Lien ) -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 3185. Sworn to before me this _____day of _____ before it is used to expressly state the of... Generally faster because you avoid going through probate court penalty of perjury that the ’... Non Ownership Motor Affidavit Texas Harris 2014-2020 form instantly with SignNow pages: 1 Page ( )... Ownership Affidavit - Connecticut ; 1 Page ( s ) Motor vehicle under the provisions Section! By an affiant that something is true about someone registered owner or co-owner of any vehicle. Views | 6 Downloads copyright©2021 formsbirds.com Affidavit if you were n't insured, then you were violation!